Operating Credit Line

Dairy Operating Line of Credit

Whether you have an existing operating line that needs evaluating, or you need a new line altogether, we have a plan for your situation. Let us assist you in taking advantage of prepaid discounts or other price advantages by having an adequate operating line of credit for your dairy. With today’s increasing prices for feed, supplies, and services, there has never been a better time to establish an operating line for your facility.

  • We offer both Fixed and Variable Interest Rates.
  • We have Variable Repayment Terms available.
  • A maximum of up to 100% Loan To Value on Feed.

Program Guidelines

  • Funds are available immediately up to the amount of your pre-approved credit limit.
  • We prefer that Operating Lines of Credit be made in conjunction with a Cow loan.
  • Our minimum preferred Credit Score is 650.
  • We prefer CPA generated Tax Returns and Financials.
  • A minimum of 3 years in business is preferred.
  • Payments are required to be made through a milk assignment.